> For the complete documentation index, see [llms.txt](https://docs.qiro.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.qiro.fi/products/qiro-marketplace/term-loans/borrower-funds-flow.md).

# Borrower Funds Flow

Following diagrams depict the detailed funds flow from the borrowers to Qiro lending pools.\
\
**1. Investors on ramp to crypto using an exchange or on/off ramp providers**\
**2. Upon receiving stablecoins in their wallet, they can invest in different tranches on Qiro marketplace**\
**3. That capital is pooled into lending pool contract and passed as a debt to borrower digital wallet.**

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