# Amortisation

With amortised repayments, the borrower **repays the principal in parts over the loan period**. Each repayment typically includes both interest and a portion of the principal.&#x20;

Key parameters:

* **Repayment Frequency**: Monthly, quarterly, or as set at the pool level
* **Principal Start Month**: Option to begin principal repayment after an initial interest-only period

**Best suited for:** Loans where steady, predictable repayment over time is preferred.

This flexibility allows borrowers to align their loan obligations with their business cash flows while giving investors predictable repayment visibility.&#x20;