Amortisation

With amortised repayments, the borrower repays the principal in parts over the loan period. Each repayment typically includes both interest and a portion of the principal.

Key parameters:

• Repayment Frequency: Monthly, quarterly, or as set at the pool level

• Principal Start Month: Option to begin principal repayment after an initial interest-only period

Best suited for: Loans where steady, predictable repayment over time is preferred.

This flexibility allows borrowers to align their loan obligations with their business cash flows while giving investors predictable repayment visibility.