> For the complete documentation index, see [llms.txt](https://docs.qiro.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.qiro.fi/products/qiro-marketplace/term-loans/repayments/amortisation.md).

# Amortisation

With amortised repayments, the borrower **repays the principal in parts over the loan period**. Each repayment typically includes both interest and a portion of the principal. 

Key parameters:

* **Repayment Frequency**: Monthly, quarterly, or as set at the pool level
* **Principal Start Month**: Option to begin principal repayment after an initial interest-only period

**Best suited for:** Loans where steady, predictable repayment over time is preferred.

This flexibility allows borrowers to align their loan obligations with their business cash flows while giving investors predictable repayment visibility.