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🧷Qiro Underwriting Explorer

The Qiro Underwriting Explorer provides full transparency into how credit assets are evaluated on the Qiro Network. It allows investors, pool admins, underwriters, and partners to view underwriting activity that is cryptographically verified and anchored on-chain.

Link to explorer: https://explorer.qiro.fi

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Overview of Sections

The Explorer contains three primary sections:

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1. Assets

This section lists all borrower assets submitted for underwriting. Each asset page includes:

  • Borrower and asset information (loan amount, tenure, purpose, etc.)

  • Current underwriting status (Pending, Underwritten, Approved, Rejected)

  • Linked on-chain asset ID (tokenized asset NFT)

  • All underwriting assessments submitted by underwriter nodes

This provides a clear, transparent overview of the underlying loan quality for each lending pool.

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2. Underwriter Nodes

This page displays all active underwriter nodes participating in the Qiro underwriting network.

Each node profile includes:

  • Node identity and metadata

  • Number of assets underwritten

  • Total value underwritten

  • Historical inferences submitted

  • Performance and participation metrics

Underwriter nodes operate independently, enabling decentralized and market-driven risk evaluation.

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3. Inferences

An inference represents an underwriting assessment submitted by a node.

Each inference includes:

  • The underwriting outcome (risk metrics, limit, rate, or score depending on the model used)

  • The underwriter node that submitted the inference

  • The asset evaluated

  • Timestamped on-chain reference

  • A cryptographic proof validating the correctness of the computation

This creates an auditable and transparent record of all underwriting decisions.

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Underwriting Proof Verification

Qiro uses Zero-Knowledge (ZK) attestations to ensure that every underwriting result is:

  • Correctly computed

  • Tamper-proof

  • Verifiable on-chain

  • Privacy-preserving (no raw borrower data is exposed)

Each inference contains:

  • A proof stored on Arweave

  • A corresponding on-chain transaction hash

  • (Upcoming) In-browser proof verification for anyone to independently verify correctness

This architecture guarantees integrity without compromising sensitive borrower information.

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