> For the complete documentation index, see [llms.txt](https://docs.qiro.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.qiro.fi/qiro-marketplace-product-guide/for-investors/investor-onboarding/individual.md).

# Individual

## **Individual Investor Onboarding**

Individual investors must complete a simple 3-step onboarding flow before they can invest in lending pools on the Qiro Marketplace. This process ensures regulatory compliance and helps us determine investor eligibility.

***

### **1. Basic Information**

You will begin by submitting your personal and investment details:

* **Legal First Name**
* **Legal Last Name**
* **Investment Interest** (choose from four investment size bands)
* **Accreditation Status** (Yes/No)

This information helps Qiro determine your investor profile and tailor eligibility requirements.

***

### **2. Identity Verification (KYC)**

To comply with global KYC/AML regulations, individuals must complete a three-step identity verification process:

#### **1. Identity Verification**

Confirming your identity and personal details.

#### **2. Document Verification**

Upload one of the supported identity documents:

* **Passport**
* **National Identity Card**

A **liveness check** is also required to ensure the document belongs to you.

#### **3. Accreditation Verification (US Investors Only)**

If you are a US-based investor:

* Upload accreditation documents, or
* Use approved third-party accreditation verification

***

### **3. Add Wallet**

To complete onboarding, link a **valid Ethereum wallet**.\
This wallet will be used for:

* Investing into lending pools
* Receiving interest, principal repayments, and redemptions
* Holding tokenised pool tokens

Once your wallet is connected, onboarding is complete and you can start investing on the Qiro Marketplace.

#### 🇺🇸 **U.S. Investor Accreditation Requirements**

U.S.-based investors (individuals or entities) must meet SEC guidelines for accredited investors. You may:

* Upload financial documents (income or net worth evidence), **OR**
* Use an integrated **third-party verification provider** for faster review.


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