> For the complete documentation index, see [llms.txt](https://docs.qiro.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.qiro.fi/qiro-marketplace-product-guide/underwriting-process.md).

# Underwriting Process

Qiro underwriting is powered by a decentralised network of underwriters who independently run data driven models on borrower credit data to generate underwriting report. Every node operator will have a credit policy deployed to evaluate the borrower. This process enables transparent, strong and fair underwriting framework for Qiro protocol. \
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Interested to become an underwriter: <https://tally.so/r/mOPjJp>