Distributed Credit Underwriting

Qiro is building a distributed credit underwriting network that gathers structured credit data from various off-chain sources and connects it with a network of underwriting nodes. These nodes, hosted by credit underwriting experts, operate independently, running credit models and policies. The underwriting is performed in a verifiable compute environment, and the aggregated results are subsequently posted on-chain along with computation proof.

Credit Data Sources: Aggregated sources of Credit data from different avenues like audited financials, third party APIs and alternate data sources. Distributed Credit Underwriting Network: Distributed network of professional credit underwriters running their credit policies in a verifiable risk compute network. Credit Policies: Standard risk frameworks deployed by underwriters consisting of qualitative and quantitative parameters to evaluate the credit worthiness of a Asset Originator.