Distributed Credit Underwriting

Qiro is building a distributed credit underwriting network that gathers structured credit data from various off-chain sources and connects it with a network of underwriting nodes. These nodes, hosted by credit underwriting experts, operate independently, running credit models and policies. The underwriting is performed in a verifiable compute environment, and the aggregated results are subsequently posted on-chain along with computation proof.

Borrower Data Sources: Aggregated sources of borrower data from different avenues like borrower CRMs, Third party APIs and alternate data sources. Distributed Credit Underwriting Network: Distributed network of professional credit underwriters running their credit policies in a verifiable risk compute network. Credit Policies: Standard risk frameworks deployed by underwriters consisting of qualitative and quantitative parameters to evaluate the credit worthiness of a borrower.

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