📎Underwriting Report
All underwriting nodes will have authenticated access to all the asset originator's data and will produce multiple variable regarding risk of the asset passing it to lender contracts. 1. Probability of Default :- Indication of probability that a loan will default, this will help the protocol to choose high quality loans. 2. Maximum loss given default :- Amount of loss protocol will take if the loan defaults. 3. Tranches structure :- Depending on the above two parameters model will suggest a tranches structure. 4. Interest rate :- Provide interest rate for different tranches based on the risk factors. Note: These parameters are initial set of info which is essential for loan decision, there could be some additional parameters based on the asset type and protocol requirements.
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